Retirement SolutionsArticles

We help individuals and families pursue their ideal retirements.

What To Expect With The New Presidential Term

February 1, 2021 |

2020 was an impactful year to say the least. It brought a dangerous pair of crises: a worldwide pandemic and the deepest recession experienced since World War II. However, like a tornado that can tear through some houses and leave neighboring homes untouched, not all households were impacted on the same level. Many households went…

COVID-19 Relief Bill

January 1, 2021 |

The next round of government authorized stimulus went through December 28, 2020 for $600. While many are excited for this economic relief, there are many questions. Who is eligible? Individuals who make an adjusted gross income below $75,000 are eligible for $600. Married couples who file jointly with an adjusted gross income below $150,000 are…

The Power of the Federal Reserve

December 1, 2020 |

In 1913, Congress established the Federal Reserve System, often referred to as the Fed. It is the central bank of the United States, represented by three entities: A Board of Governors (Federal Reserve Board), the Federal Open Market Committee (FOMC) and 12 regional banks, which operate independently but under the supervision of the Board of…

Stock Market Performance and Presidential Elections

November 2, 2020 |

Stock Market Performance and Presidential Elections Many investors are concerned with how the stock market will be impacted by a change in America’s president, but do presidential elections really influence the stock market? There have been 23 elections since the S&P 500 Index began, and 19 of those have seen positive performance.1 There seems to…

Open Enrollment

October 2, 2020 |

Just when you thought 2020 couldn’t get any worse…it’s that time of year again – Open Enrollment! Don’t worry, we are here to help you through it! Retirement Solutions works with many different companies, which allows us the opportunity to help you choose the best option for YOU! From October 15, 2020 to December 7,…

Sequence of Returns

August 31, 2020 |

We all know that the market cycles up and down, but sometimes we forget that when these changes occur, it could have a significant impact on our investments. In last month’s newsletter we talked about “sequence of returns” (SOR) risk and why it is important to understand how it could affect your retirement. Basically, sequence…

Why Sequence of Returns Risk Matters

July 31, 2020 |

The stock market initially posted a major drop at the beginning of the U.S. coronavirus outbreak. Since then, it has gained back some ground, but there continues to be daily volatility with no end in sight. That initial shock affected a lot of people, with the greatest concern often among those who have either recently…

Jeremy Siegel and the Inflation on Bonds

July 2, 2020 |

I came across this 90 second video where Wharton Finance professor Jeremy Siegel talks about how he expects the interest rate on bonds and inflation to significantly rise over the next several years. Video: Jeremy Siegel and the Inflation on Bonds Here are some of the key points he discussed: [0:20] The people who get…

The Importance of Discussing Finances

June 1, 2020 |

When it comes to our personal finances, we typically keep things close to the chest. Think about it, do you share with your children/grandchildren what your monthly budget is and how it works? Do they know what worked well for you or some of the financial mistakes you’ve made and how to avoid the same…

The CARES Act and Your Retirement

May 1, 2020 |

We’ve all heard about the Coronavirus Aid, Relief and Economic Security Act (CARES Act) the federal government recently passed to help provide funding, loans and tax provisions to provide economic relief. The CARES Act also includes changes that could impact retirees.   Here’s a couple of things you need to know:   Required Minimum Distributions…

Global Economic Impact of Coronavirus

April 6, 2020 |

We are currently experiencing the fallout due to the spread of the COVID‑19 coronavirus worldwide, including here in the United States. It’s a perfect example of an unanticipated disruption that can wreak volatility in the stock market. And realistically, this epidemic is likely to continue to drive investor uncertainty over the short-term. The long-term, however,…

Stock Market Tumbles as Concerns Over the Coronavirus Grow

March 5, 2020 |

Markets plunged last week over fears of the coronavirus “jumping” across China’s borders. The rapid spread has now affected our economy. With new cases confirmed in Italy, South Korea, and Iran, the market took a major plunge, causing fears of a prolonged global economic slowdown. On Monday, February 24th, the S&P 500 closed at 3,225.89…

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