Retirement SolutionsArticles

We help individuals and families pursue their ideal retirements.

Year-End Tax Strategies

December 13, 2021 |

Presents aren’t the only thing that needs wrapping up in December; it’s also the perfect time of year to make sure your financial strategy is in place! And that includes tax minimization tactics. Here are some ideas on how to minimize taxes.   Gift Money to the People You Love: Not only is giving money…


November 13, 2021 |

Everywhere you go, people are talking about cryptocurrency and the gains or losses they’ve made with it. The type of cryptocurrency I hear about the most from my kids is Dogecoin, they talk about it all the time! So, what is cryptocurrency?   With cryptocurrency, there are no financial intermediaries, like banks, currency exchanges or…

Ideas on How to Prepare for Retirement

September 13, 2021 |

Retirement income security is one of the biggest worries among retirees and thanks to medical, health, and technology advances it is a valid one. Americans are experiencing higher life expectancy rates which means our money could need to last longer than we planned for. A 2019 survey of retirement plan participants by American Century Investments…

All About RMDs

August 2, 2021 |

There is a purpose behind required minimum distributions (RMD) of tax-advantaged retirement accounts. IRAs and employer-sponsored retirement plans feature tax-deferred income contributions and earnings growth throughout the lifetime of the account. There’s just one catch — when you take money out of that account, it then gets taxed at ordinary income tax rates. Some retirees…

What’s Driving Oil Prices

July 5, 2021 |

Oil prices have completely skyrocketed this year, hitting a 2 year high! It wasn’t uncommon for many to be able to fill up their gas tanks for just under half the price a little over a year ago. This has left many consumers upset, confused, and wanting answers. Some of the most common questions are:…

Investment Scams

June 7, 2021 |

According to the Federal Trade Commission (FTC), there was a 70% surge of investment scams in the second quarter of 2020 compared to the second quarter of 20191. They attributed this rise to the Corona Virus and the impacts on the economy thereafter. Investment scams claim more American money than any other income fraud and…

Last Call for Roth Conversions?

May 3, 2021 |

Are you thinking strategically about the possibility of higher taxes and their effect on your retirement assets? With the change of administration in the white house as well as a control shift in the senate, higher taxes are expected in the near future. However, a tax reform likely won’t go into effect before 2022, making…

Tax Tips

March 20, 2021 |

Sometimes it feels like tax season just sneaks up, and it’s already that time of year again! Thursday, April 15th is approaching quickly, and we wanted to help you prepare the best you can with a few tips and bits of information. The IRS recommends taxpayers file electronically to receive their refund the quickest. They…

What the New Presidential Term May Bring

February 1, 2021 |

2020 was an impactful year to say the least. It brought a dangerous pair of crises: a worldwide pandemic and the deepest recession experienced since World War II. However, like a tornado that can tear through some houses and leave neighboring homes untouched, not all households were impacted on the same level. Many households went…

COVID-19 Relief Bill

January 1, 2021 |

The next round of government authorized stimulus went through December 28, 2020 for $600. While many are excited for this economic relief, there are many questions. Who is eligible? Individuals who make an adjusted gross income below $75,000 are eligible for $600. Married couples who file jointly with an adjusted gross income below $150,000 are…

The Power of the Federal Reserve

December 1, 2020 |

In 1913, Congress established the Federal Reserve System, often referred to as the Fed. It is the central bank of the United States, represented by three entities: A Board of Governors (Federal Reserve Board), the Federal Open Market Committee (FOMC) and 12 regional banks, which operate independently but under the supervision of the Board of…

Stock Market Performance and Presidential Elections

November 2, 2020 |

Stock Market Performance and Presidential Elections Many investors are concerned with how the stock market will be impacted by a change in America’s president, but do presidential elections really influence the stock market? There have been 23 elections since the S&P 500 Index began, and 19 of those have seen positive performance.1 There seems to…

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