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Jeremy Siegel and the Inflation on Bonds

July 2, 2020 |

I came across this 90 second video where Wharton Finance professor Jeremy Siegel talks about how he expects the interest rate on bonds and inflation to significantly rise over the next several years. Video: Jeremy Siegel and the Inflation on Bonds Here are some of the key points he discussed: [0:20] The people who get…

The Importance of Discussing Finances

June 1, 2020 |

When it comes to our personal finances, we typically keep things close to the chest. Think about it, do you share with your children/grandchildren what your monthly budget is and how it works? Do they know what worked well for you or some of the financial mistakes you’ve made and how to avoid the same…

The CARES Act and Your Retirement

May 1, 2020 |

We’ve all heard about the Coronavirus Aid, Relief and Economic Security Act (CARES Act) the federal government recently passed to help provide funding, loans and tax provisions to provide economic relief. The CARES Act also includes changes that could impact retirees.   Here’s a couple of things you need to know:   Required Minimum Distributions…

Global Economic Impact of Coronavirus

April 6, 2020 |

We are currently experiencing the fallout due to the spread of the COVID‑19 coronavirus worldwide, including here in the United States. It’s a perfect example of an unanticipated disruption that can wreak volatility in the stock market. And realistically, this epidemic is likely to continue to drive investor uncertainty over the short-term. The long-term, however,…

Stock Market Tumbles as Concerns Over the Coronavirus Grow

March 5, 2020 |

Markets plunged last week over fears of the coronavirus “jumping” across China’s borders. The rapid spread has now affected our economy. With new cases confirmed in Italy, South Korea, and Iran, the market took a major plunge, causing fears of a prolonged global economic slowdown. On Monday, February 24th, the S&P 500 closed at 3,225.89…

Does Your Behavior Influence Your Portfolio Performance?

March 2, 2020 |

This is an interesting topic because the concept of efficient markets rests on the belief that investors behave rationally – buying when prices are low and selling when they are high. However, this practice goes against the grain of human behavior. Why? Because we are not machines; our behavior is typically based on our emotions…

The SECURE Act is Changing Retirement

February 1, 2020 |

The “Setting Every Community Up for Retirement Enhancement” (SECURE Act) legislation was signed at the end of December 2019 and is effective January 2020. The SECURE Act puts into place several changes that are intended to strengthen the security of retirement across the country. Here are some key takeaways to be aware of: Annuities in 401(k) plans – The SECURE Act…

How Could America’s Debt Affect You?

December 2, 2019 |

Money has become easier to borrow thanks to the federal government slashing interest rates three meetings in a row. Lower rates make it cheaper for households and businesses to borrow and refinance existing debts. According to the New York Federal Reserve, household debt is up 0.7% during the third quarter, continuing a five-year climb encouraged…

Stuck in the Middle with You

September 6, 2019 |

47% of Americans between the ages of 40 and 59 have children young enough to live at home and parents old enough to need caregiving aid.1 Economists have dubbed this the “Sandwich Generation” because their time and attention is divided. More than 40 million Americans serve as the primary caregiver for their aging parents, and…

Tips to Help Avoid Running Out of Money in Retirement

July 8, 2019 |

One of the biggest concerns we hear about retirement is running out of money. This is understandable because we don’t know how long we will live, what our future costs might be or what kind of returns we will get on our investments. Let’s talk about a couple of things you could do to help…

Tips for Your Recent College Graduate

June 3, 2019 |

During the economic decline of the recession many households struggled, with the loss of income people stopped investing for college and retirement. This means many of the children from that era paid their own way through college, racking up the debt. Among recent college grads (ages 21-24), 79% have student loans they must pay back.1…

Tips for a Successful Wealth Transfer

May 2, 2019 |

Overview Baby boomers, the demographic born between 1946 and 1964, are the wealthiest generation in history. As they continue to age, a major wealth transfer is expected as they pass accumulated assets on to heirs. According to Vanguard, 96 percent of the equities owned by baby boomers are concentrated among the wealthiest 20 percent.2 This…

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